Travel & OTA payments

Your global travel payments & refunds seamlessly delivered

Build a more reliable travel marketplace. Instantly verify partner bank details to ensure accurate payables and accelerate customer refunds, reducing friction across your entire global network.

The global travel payments imperative

For OTAs and travel platforms, managing a global network of partners requires absolute payment precision. Inaccurate data doesn't just stall a payout; it damages partner relationships and leaves customers waiting for critical refunds.

  • Partner payable risk

    Fraudsters target travel platforms with vendor impersonation scams, attempting to divert partner payouts to fraudulent accounts. Real-time verification is essential to secure your global supply chain.

  • Friction-filled customer refunds

    For a traveler, a delayed refund means "stuck" vacation funds and a breakdown in brand trust. Incorrect bank details lead to failed transfers and weeks of manual back-and-forth, driving negative reviews and eroding customer loyalty.

  • Cross-border complexity

    Managing diverse banking formats across hundreds of countries creates massive operational strain for travel finance teams. Manual verification cannot scale with the high-volume seasonal spikes of the travel industry.

Speed and accuracy for every journey

One verification layer

Americas, Asia, Africa, and Europe via a single API.

  • EU Verification of PayeeIn force since 9 October 2025.About VoP
  • UK & Australia Confirmation of PayeeUK Phase 3 since 2024–25; Australia since July 2025.About CoP
  • Automate partner payables

    Instantly match hotel, airlines, and tour operator names with their account ownership to ensure your payables to partners reach the correct entity every time.

  • Accelerate customer refund

    Verify traveler bank details at the point of request to ensure refunds are processed without error, improving the post-booking experience.

  • Enhance operational scale

    Use a single API to verify payout destinations globally, allowing your OTA to expand into new markets without increasing back-office headcount.

One check, three verdicts

Precision travel payout validation via a single API. Eliminate the guesswork in your payment cycles and automate your refund logic with real-time beneficiary matching.

01

You send name and account

Your payables or refund flow calls IPID with the payee name and account before initiation.

02

IPID checks at the source

IPID checks the name against the account's registered holder.

03

You act on the verdict

Match releases the payable or refund. Partial match shows the registered name so the details can be corrected. No match stops a bad payment before it leaves.

Reviews by industry leaders

Citibank Careem Pay Visa Banqup

Strengthening payment security and tackle invoice fraud

“At Banqup, we’ve built our platform to connect documents and payments in a way that’s seamless, compliant, and secure. Partnering with IPID allows us to take an even more proactive stance against fraud—verifying the payee before a payment is made and giving our users peace of mind.”

Banqup
Arthur PaijensChief Executive Officer, Banqup S.A.

Ready to eliminate the friction in your global travel network?

End the cycle of aging payables and delayed customer refunds with precision, real-time payee verification.

  • Hotel payables
  • Airline settlements
  • Tour partner onboarding
  • Traveler refunds
  • New market launches
  • API or batch file
Get a demo

How much could your organization save? Try the ROI calculator

Questions travel platforms ask first

How does IPID help Online Travel Agencies (OTAs) reduce the cost of failed refunds?

Failed customer refunds often incur high administrative fees and damage brand reputation. IPID catches account errors before the refund is initiated, ensuring a smooth return of funds.

Can this prevent fraud when paying out to new local tour partners?

Yes, by verifying that the bank account holder's name matches the registered partner entity, you can prevent payments from being diverted to fraudulent "clone" accounts.

Does IPID support verification in emerging travel markets?

Our global coverage spans the Americas, Asia, Africa, and Europe, allowing you to verify partners in even the most remote destinations via a single API.

Does integration interfere with our existing booking and payment systems?

No, IPID is an agnostic overlay service that integrates seamlessly via API, meaning you don't have to change your settlement banks or booking infrastructure.