Crypto & stablecoin payments
Your stablecoin on-ramps & off-ramps secured globally
Bridge the trust gap between TradFi rails and the DeFi ecosystem. Validate ultimate beneficiary ownership instantly to neutralize VASP fraud, eliminate misdirected payments, and automate Travel Rule compliance.
The trust imperative for Web3 and crypto assets
Stablecoin and crypto adoption is projected to reach $3.7T by 2030, but users will only stay if they trust the system. As regulators like MiCA, MAS, HKMA, JFSA, and the US GENIUS Act tighten oversight, the risks at the intersection of TradFi and Web3 are rising.
- High fraud exposure
Scams during fiat conversions account for significant losses. Identity gaps in the cross-border stablecoin sandwich between wallet hops create blind spots for VASPs and CASPs.
- Costly misdirected payments
Crypto settles instantly, but fiat reversals are slow. Errors in beneficiary details lead to irreversible losses and endless disputes during the off-ramping process.
- Regulatory pressure
Meeting FATF16 (Travel Rule) for VASPs and stablecoin licensing requirements requires embedded verification, not just retroactive checks.
Build trust in every coin-to-fiat payment
One verification layer
Americas, Asia, Africa, and Europe via a single API.
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Secure on-ramps & off-ramps
Match bank account ownership with platform identity before execution. Stop fraud at the bridge between TradFi and DeFi.
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Simplify Travel Rule for VASP
Meet FATF, HKMA, and JFSA mandates instantly. Use name-match technology to streamline VASP identity requirements.
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Prevent operational losses
Prevent "stuck" funds in the cross-border stablecoin sandwich by catching mismatched details before off-ramping.
One check, three verdicts
Precision verification via API. Eliminate guesswork at the TradFi bridge. Our API provides clear, actionable responses to automate your VASP or CASP decisioning logic instantly.
You send name and account
Your off-ramp flow calls IPID with the beneficiary name and bank account before the fiat leg.
IPID checks at the source
IPID checks the name against the account's registered holder.
You act on the verdict
Match releases the off-ramp. Partial match prompts the user or routes to compliance review. No match holds the funds before they leave.
Reviews by industry leaders
Unifying verification standards for fiat and digital payments
“By adopting IPID, we show Triple-A's commitment to bring the same level of verification and compliance for fiat payments and digital currencies, ensuring that merchants, consumers, and financial institutions transact with confidence.”
Scale your platform with confidence
Protect your liquidity and your users with global payee verification.
- Fiat on-ramps
- Fiat off-ramps
- First-time bank accounts
- Travel Rule checks
- OTC desk settlements
- Merchant settlements
How much could your organization save? Try the ROI calculator
Questions VASPs ask first
Does IPID verify wallet ownership on-chain?
IPID specializes in the critical "fiat bridge." We verify the owner of the bank account connected to the crypto transaction to ensure the verified entity you expect is the one sending or receiving fiat.
How does this help with the Travel Rule for VASPs?
The Travel Rule (FATF Recommendation 16) requires VASPs and CASPs to verify beneficiary information for transfers. IPID confirms the identity of the ultimate beneficiary at the bank level before the transfer occurs, reducing the risk of non-compliant "dead-end" transfers.
Does integration require changing our banking partners?
No. IPID is an overlay service. You connect via a single API, and we route the verification request to the relevant global financial institutions dynamically, regardless of your settlement banks.
Can this prevent 'Authorised Push Payment' (APP) fraud in crypto?
Yes. By flagging "Weak Matches" or mismatches between a user's registered name and the bank account holder's name, you can warn users or block transactions where they may be coerced into sending funds to a mule account.
How does IPID support compliance with the US GENIUS Act, MiCA, HKMA, MAS, and JFSA?
The US GENIUS Act, MiCA, HKMA, MAS, and JFSA stablecoin regimes mandate robust AML/KYC and reserve transparency. IPID provides the verified identity data required to meet these stringent "Travel Rule" and "Know Your Counterparty" standards for every fiat-to-stablecoin hop.
What happens if a name is a "Partial Match"?
Our API returns a nuanced "Orange State" response. This allows your platform to automate logic like prompting a user for a middle name or triggering a manual compliance review rather than simply failing a legitimate transaction.
How does this mitigate the "Cross-Border Stablecoin Sandwich" risk?
In a "stablecoin sandwich" (Fiat ↔ Stablecoin ↔ Fiat), identity gaps often occur at the final fiat leg. IPID ensures the ultimate beneficiary's bank details match the intended recipient, preventing bad actors from using the stablecoin leg to obscure the ultimate destination of funds.